Well if you are from America you probably already know this. TransUnion collects consumer data to create credit reports, analytics, and risk management services that help businesses assess consumer ability to pay for services and loans. There is little room for another TransUnion since the barrier of entry is so high. Forget about the money, a new competitor would need a hell lot of data which TransUnion has been collecting for years. That’s why only three companies share the credit monitoring pie: Experian, Equifax and TransUnion. We will compare them later, to estimate a fair price for TransUnion. TransUnion is currently trading at 2018 price levels. But is it worth it? Here is my analysis and valuation. I'd love to hear your thoughts. submitted by /u/AleIrurzun [comments]