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Hi, MarketWatchers. Don’t miss these top stories.Mortgage rates fall to lowest level since September 2022 — giving ‘much-needed boost’ to housing market The 30-year mortgage rate is averaging at 6.15%, Freddie Mac said in its latest weekly survey on Thursday. Read More

‘I have $30K in my savings account’: I’m 56, divorced, unemployed and mother to 4 adult children. I invented products that will cost $20K to bring to market. Should I use my savings? ‘The past 20-something years were nothing short of rough’ Read MoreHere’s how the Girl Scouts will keep women rolling in dough throughout their lives — beyond selling cookies The Girl Scouts and Charles Schwab are rolling out financial literacy badges for building wealth, entrepreneurship, fraud awareness, budgeting and investing Read MoreSome home builders are offering mortgage rates as low as 3%. Here’s why they’re doing it. Home builders are playing hardball by offering mortgage rates as low as 3% on new homes to boost buyer demand. Read MoreHouseholds earning $100K or more are cutting their spending more aggressively. What’s going on? More U.S. adults said their monthly expenses exceeded their monthly income in December, according to a report released this week. Read MoreU.S. housing starts fell in 2022, as the nation builds fewer homes Construction on new U.S. homes fell 1.4% in December, the Commerce Department said Thursday Read MoreSkilled workers shouldn’t miss out on good-paying jobs simply because they don’t have a bachelor’s degree Companies that hire employees with non-degree credentials create a productive workplace. Read MoreLearn to set boundaries—it will help you reach your financial goals Setting money boundaries can be uncomfortable, but it’s an empowering skill that can help protect you, your relationships and your finances. Read More

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